This panel will discuss a number of difficult chapter 13 issues, including post-petition creditor fees; consumer vs. nonconsumer debtors in chapters 7 and 13 and the impact of the designation; the effects and timing of vesting; automatic-stay issues, debt-limit issues and the impact of contingent debt, guaranty debt and partially secured claims; “fee-jumping” and other absolute-priority rule violations; and discharge in light of mortgage default due to COVID-19, forbearance or modification.